Real estate appraisal services for homeowners in the city of Savannah and Chatham County

Check out the top 7 reasons why GA homeowners call on HGH, Inc:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce their mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a GA divorce, where real estate property needs to be divided
Settle an estate in GA by determining the true market value of real estate in question

Own a house in or near Savannah, GA and need help deciding the value of it?
Contact HGH, Inc.

We at HGH, Inc understand the particular needs of a consumer after appraisal services. Our usual business clients get the appraisal process and the usual documents we provide. Being a consumer that most likely doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at HGH, Inc will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to cancel PMI

A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At HGH, Inc, we're experts in helping clients just like you delete unnecessary PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from HGH, Inc is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is in or near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. HGH, Inc can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd like to have an expert double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from HGH, Inc can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? HGH, Inc can We can assist you. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.